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When investing in short sale properties there are many properties that were purchased with less than a 20% down payment. This is especially true if you are working an area like California or Nevada where the prices of real estate crashed dramatically. During the top of the real estate bubble, many homeowners purchased their properties with a low down payment. Many of these deals were either 80/20 deals or PMI deals.
from: http://ezinearticles.com/?80/20-and-PMI-Short-Sales&id=6951523
